From Your Agent’s Desk…

July 2025 Newsletter
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July 2025 Newsletter

July is a big celebration month around here: we’ll be lighting candles for Frankie's Sweet 16 on July 10 and Amy on July 26. I hope you get some special moments with loved ones too—and that you’re staying cool and covered as we head into the second half of the year. 

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2025 Social Security Trustee Report Analysis - Part 3
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2025 Social Security Trustee Report Analysis - Part 3

Today, I report on the Medicare section of the 2025 Social Security Trustee Report, including the Part A Hospital Insurance Trust fund as well as Parts B & D. If no action is taken by Congress, the HI trust fund will be insolvent by 2033 and only 89% of current benefits will be paid.

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2025 Social Security Trustee Report Analysis - Part 2
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2025 Social Security Trustee Report Analysis - Part 2

Continuing my special mini-series, today I take a deep dive into how the Social Security Trust Fund really works, using a sink as an analogy of revenues coming into the fund (water from the faucet) and benefits going out (water going down the drain). We either need to increase revenues - like a 3.9 % increase to payroll taxes - or reduce benefits - like raising the retirement age to 70. Or a combination of both.

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June 2025 Newsletter
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June 2025 Newsletter

June is heating up—and with it, summer plans, family time, and a few important Medicare and Social Security updates. This month, we’re highlighting what you should know heading into summer and a few price changes. Let’s keep things smooth and easy.

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Tuesday’s Topic - 5/27/2025
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Tuesday’s Topic - 5/27/2025

Missing in Action: The Social Security Administration’s Trustees Report. Where is the report? This is highly unusual as it usually comes out in March or April. In 2024, it came out on May 6.

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Tuesday’s Topic - 5/6/2025
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Tuesday’s Topic - 5/6/2025

Have you heard of Little Liberia? This week, I pass along some local Connecticut history from the 1820’s and 1830’s when Bridgeport broke off from Stratford.

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May 2025 Newsletter
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May 2025 Newsletter

We recently went into NYC for Frankie to attend a dance master class on Broadway and to see Wicked for Johnny’s 17th birthday.  Hit Eataly for lunch too. Kids are growing up fast. We have college coming up too and I’m open to financial aid suggestions for that.

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Tuesday’s Topic - 4/29/2025
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Tuesday’s Topic - 4/29/2025

Some have proposed that billionaires and ultra-wealthy people in the United States should pay more for Social Security or implement a means test so that they are excluded from collecting Social Security altogether. I explain the proposition this week.

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Tuesday’s Topic - 4/15/2025
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Tuesday’s Topic - 4/15/2025

The Social Security Administration changed the in-person visit requirements again since I last spoke about it a few weeks ago. Now, anyone needing an appointment (with the exception of anyone flagged by their anti-fraud system) can do so over the phone.

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Tuesday’s Topic - 4/8/2025
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Tuesday’s Topic - 4/8/2025

Illegal aliens collecting Social Security and other benefits has been a topic in the news lately thanks for Elon Musk. I provide some important context to the dialogue this week.

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Tuesday’s Topic - 4/1/2025 Update
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Tuesday’s Topic - 4/1/2025 Update

Hartford Healthcare will remain IN Network with United Healthcare after reaching a contract agreement late last night. Tremendous news for over 750,000 Connecticut members that almost lost their in network doctors.

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Tuesday’s Topic - 4/1/2025
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Tuesday’s Topic - 4/1/2025

The Social Security Administration changed the rule regarding in person identity verification requirements. Those on Medicare, SSDI and SSI are now exempt.

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April 2025 Newsletter
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April 2025 Newsletter

Hello there! It’s Michael Antonini, your trusted Medicare agent, and I’m back with another newsletter to help you navigate the world of Medicare. In today’s issue, we’re covering some exciting things—how AI is helping improve your experience with this newsletter, a few important April dates to remember, and expert advice on choosing the right Medicare coverage.

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